TFSA vs. Regular Savings Account Calculator Assumptions deposit over year(s)   annual rate of return % taxable income up to $13,229 over $13,229 up to $19,369 over $19,369 up to $48,535 over $48,535 up to $97,069 over $97,069 up to $131,220 over $131,220 up to $150,473 over $150,473 up to $157,464 over $157,464 up to $209,952 over $209,952 up to $214,368 over $214,368 up to $314,928 over $314,928 Investment Information initial investment amount $ periodic deposit amount $ deposit frequency   annual semi-annual quarterly monthly semi-monthly bi-weekly weekly   TFSA Regular Savings Account year balance net growth balance net growth